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LINE OF CREDIT PLAN , TERMS AND POLICIES                         So You can get some of the things you want and need...

Credit Line Payment Plan:

Line of Credit Layaway accounts must be established in store, telephone, or by email

In Store Payment / Online Credit Line Payment Options

A choice of affordable payment options

Payment scheduled on an Individual Basis

Flexible payment options

Provide a valid Dr Lic., Proof of Employment and 5 references

Credit Line:

Make payments as little as $25. in the store or online

4 installments options  available for each total sale.

Payment schedules are set up by you.  Payment Schedule options:  Weekly  / Bi - Weekly /  Monthly

Payment methods options: Cash / Credit Card / Check  check receipt upon check verification

Line of Credit Minimum $160. and Maximum $250. with shipping included (if it applies)
(once you have paid 1/2 of the balance you may add another purchase(s) to your credit line)

Payment schedule agreement must be signed with first payment.   

Consent of the agreement must be signed at location or must be provided by a GA LA - CAR Style Rep

Increased Credit Line will be based on credit line history with GA LA - CAR Beauty & Styles

Flexible 45 day  installment plans.  Days maybe added if requests are made 3 days before installment due dates

We will forward good credit status upon request. 

Breach of Agreement

Installment changes must be authorized by GA LA - CAR Beauty & Styles

In the event a payment installment is breached by you, GA LA - CAR Beauty & Styles reserves the right to add a 10% late fee for each unauthorized late installment.

*In the event that GA LA - CAR Beauty & Styles has 3 recorded attempts to contact you in regards to your line of Credit Account,  GA LA - CAR Beauty & Styles has the right to refer your account to a Collection Agency

Cancellation of Credit Line:

Open cancellation policy.

In the event of a credit line cancellation and a return of merchandise is made by the buyer prior to the receipt of the final payment, GA LA - CAR  Beauty & Styles reserves the right to keep 40% of the amount already paid.

Refunds will be issued within 48 hours
 

Default of Credit Line:

In the event that the final payment is not received within 7 weeks after  the due date, a 20% late fee will be added and No Returns and Refunds

Condition of Returned Merchandise

Must be in new, not worn and in a resalable condition

Clothing must have sale tags and must contain no odors 

Failure to Return Merchandise

A Credit  Line Cancellation or Breach of Agreement and  Failure to return Merchandise can result in Reporting to the State Attorneys office and or Prosecution

Returned Checks

We will deposit checks on the date (s) requested by you.

There is a $35.00 fee for returned checks.

There will be 3 recorded attempts to notify you of a returned check

Worthless checks will be turned over to the State Attorney's Office

Special Orders

No Refund

 


           
     

 

galacar@galacar.com Layaway Plan Layaway App. Layaway Policies Line of Credit Online Payments

 

Items may be a little larger than size.  Colors may have variations.  Pick up fashions and Save Shipping Costs. 

Suits unseen from featured catalogs are available by email .  Hats, Handbags and Jewelry not included.